Choosing the right health insurance plan to protect both you and your family is an important decision. There are a lot of choices in the health insurance market today, and searching for the right product can be overwhelming. We are here to help.

Over a span of 25 years, we have assembled a community of independent business partners that will take the time to understand your needs and your budget concerns. They are happy to help and never more than a phone call or a mouse click away. They proudly stand strong behind the Blue Cross Blue Shield of Florida name and reputation.

Ellen "Denise" Panczykowski

toll free: 866-724-1893
email: dguerra@florida-insurance.com


I've been a Florida resident for over 10 years, and have a large family here. I take pride in being able to help my clients, friends and family, by giving honest advice and information on the best insurance plans in Florida. My number one priority is to help you find affordable health care coverage to protect you and your family, when you need it the most. I am also able to assist you with other insurance needs, such as life insurance, and accidental insurance.